"Nut" is another word for your monthly expenses. Use this quick and easy tool to figure out how much you need to cover your necessities.
Click Your Monthly Expenses
Rent or Mortgage
Groceries
Car Loan/Lease
Student Loans
Car Insurance
Gas for Car
Parking/Tolls
Subway/Bus Fare
Electricity
Gas or Oil
Internet
Phone Plan
Cable
Subs (Netflix/Spotify)
Water
Garbage
Laundry/Dry Cleaning
Personal Care
Fitness Membership
Credit Cards
Health Insurance
Taxes Not Withheld
Child Care
Other
Enter Your Monthly Spending
Rent or Mortgage
Groceries
Car Loan/Lease
Student Loans
Car Insurance
Gas for Car
Parking/Tolls
Subway/Bus Fare
Electricity
Gas or Oil
Internet
Phone Plan
Cable
Subs (Netflix/Spotify)
Water
Garbage
Laundry/Dry Cleaning
Personal Care
Fitness Membership
Credit Cards
Health Insurance
Taxes Not Withheld
Child Care
Other
Total
Know your nut! It's essential to track how much money you'll need each month to pay for the necessities.
Whatever income you have left over after you pay your nut is called your discretionary income. This is the amount you can use for clothes, entertainment, or saving.
Click here to calculate your monthly nut again.