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You’ve thrown your cap, but you’re not done with GPAs. As an adult, your credit score is your new GPA, and it’s important to have a good one.

What is a credit score?

A new college graduate with a starting salary of $60,000 can expect to pay about $13,000 in taxes. While your actual tax bill varies by state and personal circumstances (for example, having kids makes a big difference), the question for novice earners remains – Why?!

To succeed with money, you must live within your means. This is easier said than done when budgets don’t work for young people who are just starting out.

Working for a craft beer company that offers a week of paid leave when you get a new dog may sound like the millennial dream scenario, but it’s reality for employees at BrewDog, a Scottish-based brewery.

Ask twentysomethings to tell you stories of their financial nightmares, and you’re likely to hear of these money vampires: the bank, the car, and the “cancel at any time” offer.

Unless you store your money in a coffin, choosing the correct checking account is important.

In Cary Siegel’s book Why Didn’t They Teach Me This In School, he offers 99 money management tips to help young adults “live prosperous lives by making good, sound personal finance decisions.”

What principle did he put first to highlight its importance?

Of all the misconceptions about money, the most unhelpful is the idea that handling money is “common sense.” The truth is the opposite. Success with money requires learning things that make no sense (our tax code); learning things that make some sense but require guidance (how to live within your means), and learning things that are totally new like the unique language of money  (“premiums,” “deductibles,” “tax credits”).

It’s January 19, 2023, and Jim Cramer is furious. “If you are a believer in crypto, this is your chance to become a non-believer,” he declares on Mad Money, his TV show on CNBC. “It’s a travesty of a mockery of a sham, and it’s manipulated, and I’ve had it, and I want you out.”

One year ago we posted the article “Bitcoin Mania” and asserted that “Bitcoin is a bubble.” While bitcoin tripled in one month, we predicted it would ultimately lose between 50-90% of its value.

Since that tumultuous time, Bitcoin has plummeted 80%.

My brother, my personal trainer, and a good friend all invested in Bitcoin this week. And it’s only Wednesday.

If you are a twentysomething lured to high-risk investing by Bitcoin then please consider these suggestions before you send any more money to Coinbase.